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It addresses changes to the Standards, the reasoning behind those changes, and responses to public comments received on these topics.

For More Information For information about the ADA, including the revised 2010 ADA regulations, please visit the Department's website

The Consolidated Omnibus Budget Reconciliation Act of 1985 (or COBRA) is a law passed by the U. Congress on a reconciliation basis and signed by President Ronald Reagan that, among other things, mandates an insurance program which gives some employees the ability to continue health insurance coverage after leaving employment.

COBRA includes amendments to the Employee Retirement Income Security Act of 1974 (ERISA).

Although this statute became law on April 7, 1986, its official name is the Consolidated Omnibus Budget Reconciliation Act of 1985 (Pub. A qualifying employer is generally an employer with 20 or more full-time-equivalent employees.

Among the "qualifying events" listed in the statute are loss of benefits coverage due to (1) the death of the covered employee; (2) an employee loses eligibility for coverage due to voluntary or involuntary termination or a reduction in hours as a result of resignation, discharge (except for "gross misconduct"), layoff, strike or lockout, medical leave, or slowdown in business operations; (3) divorce or legal separation that terminates the ex-spouse's eligibility for benefits; or (4) a dependent child reaching the age at which he or she is no longer covered. GOV's FAQs For Employers About COBRA Continuation Health Coverage COBRA also allows for coverage for up to 18 months in most cases.

Your cancellation is effective on the last day of the pay period in which your employing office receives your Health Benefits Election Form (SF 2809) or other enrollment request.

When you cancel your enrollment, you are not eligible for the 31-day extension of coverage and you can't convert your coverage to an individual policy.

In the case of divorce from the former employee, the former spouse's coverage may continue for up to 36 months.| R-16 THIS RULE MAY NOT BE APPLIED in connection with the issuance of a series of Loan Policies issued by reason of notes being apportioned to individual units in connection with a master policy covering the aggregate indebtedness, including improvements.Individual Loan Policies must be issued at the Basic Rate.Full compliance will be considered structurally impracticable only in those rare circumstances when the unique characteristics of terrain prevent the incorporation of accessibility features.This exception was contained in the title III regulation and in the 1991 Standards (applicable to both public accommodations and facilities used by public entities), so it has applied to any covered facility that was constructed under the 1991 Standards since the effective date of the ADA. 35.151 to maintain consistency between the design requirements that apply under title II and those that apply under title III.

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